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Elbert Insurance Agency, 979-297-2433 (Since 1948)
Brazoria Insurance Agency, 979-798-5200 (Since 1983)
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HOW TO START A CLAIM

Our Agency knows that the manner in which we handle your claim is the most important part of our relationship with you. We pledge to assist you, in any way we can, with each step of the claims process. To report a claim, please call our agency at 979-297-2433 as soon as possible. We will direct you concerning the next steps you need to take in the claims process.

The following information may be helpful to you immediately following an accident.



How To Start The Claim Process


Auto/Boat/RV:
Windshield:
  • Call our office to report the damage.
  • We will verify your coverage/deductible and then advise you on how to get it repaired.

One Vehicle Accident:
  • Stop your vehicle and move it to a safe place.
  • Determine if you or any passengers are injured. Call for medical assistance if needed.
  • Call our office as soon as possible to report the accident. We will verify your coverage/deductible and then advise you to obtain estimates for repairs.

Two (or more) Vehicle Accident:
  • Stop your vehicle and move it to a safe place, if possible.
  • Remain at the scene of the accident, and determine if you or any passengers are injured. Call for medical assistance if needed.
  • Exchange the following information with the other driver(s): names, addresses, telephone numbers, type and ownership of vehicles, insurance information, a description of damages.
  • Get the names, addresses and telephone numbers of any witnesses.
  • Call the police. Cooperate with the police and answer all of their questions.
  • Do not admit fault to anyone. You do not have all of the facts about the accident yet.
  • If your vehicle must be towed, ask that it be taken to a repair shop of your choice.
  • Call our office and report the accident as soon as possible. Our staff will verify your coverage/deductible and set up your claim with the insurance company that carries your policy.



Property (Fire/Water/Wind/Theft/Vandalism/Etc):
  • Make whatever repairs are necessary to ensure no further damage can occur. For instance, turn off the water main for burst pipes, place a tarp on the roof for leaks, etc. (Keep a record of repair costs and retain receipts for these immediate and necessary expenditures.)
  • If the loss involves theft or vandalism, call the police immediately.
  • Call our office to report the claim as soon as possible. We will verify your coverage/deductible and give you advice for obtaining estimates for repairs.
  • If you live in a coastal county, be sure to have your repairs inspected for WPI-8 Certificate of Compliance (Required to renew/purchase insurance through Texas Windstorm Insurance Association).  Your contractor should take care of this.  Make sure it is included in their written bid and that they sign the bid.  If there is a contract, make sure it is a part of the contract.



Additional Claim Tips:
  • Take pictures or video, if possible, documenting any damage you find.
  • Do not throw away damaged property until your adjuster has seen it and tells you it is ok to throw it away.
  • Make notes of all possible damage to show your adjuster when they come to look at the property.
  • Be sure to keep all notes, photos, receipts, etc to show to the adjuster. When requested by the adjuster, send copies, not originals. Mail sometimes gets lost or misplaced.
  • Get the name, email address & phone number of your adjuster- it may be an independent adjuster and our office does not have this information.
  • Let us know if you have any questions or problems.
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